Prepared by
Charisoft Ghana Ltd.
III · Proof, not promises
Don't take our word for it. Look at it.
Every screen below is the real product, running live. Nothing here is a mock-up, and nothing is "coming in version two."
Sixteen modules. One hundred and twenty-seven reports. Four SEC returns that file themselves. A client portal and a mobile app your investors will show their friends. All of it built for Ghana, in Ghana — and all of it working from a single, beautiful idea: every number traces back to a transaction.
Somewhere in your office right now, there is a spreadsheet only one person truly understands. It holds client balances, or maturity dates, or the workings behind last quarter's SEC return. Everyone is polite about it. Everyone is also quietly terrified of it.
We built HYDDRA because we got tired of watching brilliant investment firms run on nerves and Excel. Not tired in the abstract — tired in the specific, having sat in Accra boardrooms while a valuation was reconciled by hand at 9pm before a trustee meeting.
So we did something unreasonable. We built the system we believed this market deserved and refused to stop until it did everything: onboarding, cash, fixed income, equities, collective investments, daily NAV, a full double-entry ledger, fees, private wealth, the regulator's own Excel templates — and then a client portal and mobile app on top, because your investors deserve better than "call us for your balance."
What follows is not a feature list. It is a description of what your firm's ordinary Tuesday looks like after HYDDRA. We think you'll find it hard to believe. That's fine — we'll prove every line of it in a live demonstration, on your data, in your boardroom.
Most vendors will show you a menu of modules. We'd rather show you a day — because the day is what you're buying.
Your Head of Operations signs in and Home has already done the morning meeting: assets under management, yesterday's contributions and withdrawals, the cash-flow chart, and — most importantly — exactly what is waiting for her desk. Not an inbox to dig through. A number, and a link.
Client services captures the new client — Ghana Card, bank details, KYC documents, risk profile. The file doesn't become an account until compliance opens it, reviews every page, and approves. Two people, one clean record, zero WhatsApp approvals. That's the maker-checker rule, and in HYDDRA it guards everything: cash, trades, valuations, fees, even the SEC filings.
Portfolio books a 182-day treasury bill and buys MTN on the exchange. The equity ticket computes its own brokerage, SEC levy, market development levy and CSD charges before anyone hits save. The moment each deal is approved, the general ledger posts itself — every leg, every levy, to the right account. Nobody "does the entries" anymore. There are no entries to do.
A redemption travels through four stations: portfolio verifies and strikes it at the published price, compliance checks the signatories, portfolio authorises, finance pays. No single person in your firm — not even the MD — can move a client's money alone. Your auditors will want to frame this workflow.
One click runs the valuation engine across cash, fixed income, equities and CIS holdings — pricing, accruing, netting the day's fees. A second officer reviews the workings line by line and publishes. That published price is now the law: statements print it, redemptions strike at it, the portal displays it.
While your team heads home, HYDDRA's workers keep going: GSE closing prices load themselves, statements and SMS alerts queue and send, the client portal syncs, and if it's the first of the month, the report packs generate and email themselves to management. Quarter-end? The SEC returns are one click and one approval away — in the Commission's own templates.
Every screen below is the real product, running live. Nothing here is a mock-up, and nothing is "coming in version two."
Everything below ships on day one, in the price on page eight. There is no "enterprise tier". This is the enterprise tier.
HYDDRA is built around the local payment, reporting and market infrastructure your team actually uses every week, so the system does not stop at portfolio accounting and hand the hard Ghanaian parts back to spreadsheets.
Mandate-driven mobile money collections for recurring contributions, top-ups and client funding, with status tracking and reconciliation.
USSD journeys for client payments and programmable self-service actions, connected back to approvals and ledger posting.
Prospects begin online, submit documents and move into compliance review before an account is activated.
FUM, interconnectedness outflow, interconnectedness inflow and placement reporting prepared from the same transaction source.
A client-facing Android app for balances, holdings, statements, notifications and redemption visibility.
A secure web portal where approved clients see their portfolio, statements and service requests without calling the office.
Connection points for custody banks, GFIM, GSE, MTN, Hubtel and other local infrastructure as your operating model requires.
Here is the uncomfortable truth about client loyalty in 2026: your investors compare you to their banking app, not to other fund managers. HYDDRA closes that gap on day one.
And one number we're proudest of: every figure the system prints can be traced, on screen, back to the transaction that created it. Ask any other vendor to demonstrate that. Bring popcorn.
No eighteen-month "digital transformation journey." HYDDRA is a finished product — implementation is about your data, your people and your confidence, not about building software.
Training is included for every seat — client services, portfolio, compliance, finance and administrators — plus the complete illustrated user manual, written page by page from the live system.
Two numbers. No modules sold separately, no per-user charges, no surprise "integration fees" in month six. When we said everything ships on day one, we meant everything — portal and mobile app included.
| Payment | When | Amount (GHS) |
|---|---|---|
| Implementation & deployment | Per agreed milestones, from signature | 300,000.00 |
| Licence — Q1 | At go-live | 20,000.00 |
| Licence — Q2 to Q4 | Quarterly thereafter | 20,000.00 × 3 |
| Year-one total | — | 380,000.00 |
For perspective: a single portfolio-accounting seat from the usual international vendors costs more than this per year — before they've heard the words "SEC Ghana", "GSE levies", "DDEP", "MoMo direct debit" or "programmable USSD". HYDDRA was born understanding all five.
If HYDDRA does not do everything this proposal says it does — live, on your data, in front of your board — walk away and owe us nothing. We can make that promise because we have never had to honour it.
Charisoft Ghana Ltd. is a Ghanaian financial-technology company, and HYDDRA is our flagship. When you call, you reach the people who wrote the code — in your timezone, fluent in your regulations, able to sit across your table by tomorrow morning. Your firm will never again explain the Ghanaian market to a support desk on another continent.
One partner. One system. One throat to choke — though no client has ever needed to.
This proposal, including the commercials herein, is valid for ninety days from the date on its cover.